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How Did I get on ChexSystems?
Second Chance Checking Account
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Get out of ChexSystems!

Find a bank that doesn't use ChexSystems. Leave your bank overdrawn and you find a company called ChexSystems may stop you from opening a checking account. ChexSystems contact information. How to get removed from ChexSystems. How to survive while you are listed in chexsystems.

 

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Non ChexSystems Bank with Check Book  How did I get on ChexSystems?

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It doesn't take much to land on ChexSystems. A simple thing like the monthly fees being debited from an infrequently used checking account can cause the balance to go negative. The bank then closes the account and reports it to ChexSystems. Also, ChexSystems alerts banks when an account applicant furnishes a phony Social Security number or when the applicant has a history of fraud.

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We have had favorable replies from people that are stuck in ChexSystems that have had good results by getting prepaid debit cards. The card we found allows you to direct deposit your paycheck, bank online, shop online, make reservations (hotel and car) and more. It will help you survive while you are on ChexSystems.
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Non ChexSystems Banks Online Approval  for Personal, Joint or Business Checking with a check-book
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How to get out of ChexSystems Banks that don't use ChexSystems

 Help for people who can't open a checking account because of bad ChexSystems listings! How to contact ChexSystems and dispute incorrect credit report information.

Request a copy of your ChexSystems report by writing directly to ChexSystems at the following address:

ChexSystems Customer Service
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
Fax: (972) 241-4772
Local (972) 280-8585

ChexSystems Toll Free Phone Number

(800) 428-9623 or (800) 513-7125

It is getting harder and harder to find banks that don't use ChexSystems. Banks use ChexSystems to determine if potential customers left a previous bank without fulfilling an obligation. A simple analogy would be a new potential employer calling a job applicants previous employer to verify the diligence of the applicant. ChexSystems makes mistakes. Banks make mistakes. The best defense is to obtain a letter that your obligations have been completed when you change banks (or at least keep a copy of your closing bank statement.)

What is ChexSystems?

ChexSystems is a service provided to banks more

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